Terms of Service

1. Acceptance of Terms

By accessing or using the services provided by MzansiMinds Consulting, you agree to be bound by these Terms of Service and all terms incorporated by reference. If you do not agree to these terms, do not use our services.

2. Service Description

MzansiMinds Consulting provides financial planning and investment consulting services to clients in South Africa. Our services include personalized financial advice, investment strategy development, and ongoing portfolio management.

3. Client Responsibilities

As a client of MzansiMinds Consulting, you agree to provide accurate and complete information about your financial situation, investment objectives, and risk tolerance. You are responsible for making final investment decisions and for the performance of your investments.

4. Fees and Compensation

MzansiMinds Consulting charges fees for its services based on a percentage of assets under management or a flat fee. Fees are negotiated with each client and are detailed in the client agreement. We do not receive commissions or other compensation from third parties for recommending investments.

5. Confidentiality

MzansiMinds Consulting will maintain the confidentiality of client information in accordance with applicable laws and regulations. We will not disclose your personal information to third parties without your consent, except as required by law or to provide agreed-upon services.

6. Limitation of Liability

MzansiMinds Consulting will not be liable for any losses, damages, or expenses incurred by clients as a result of investment decisions or market conditions. Past performance is not indicative of future results, and investments carry inherent risks.

7. Termination of Services

Either party may terminate the consulting relationship at any time by providing written notice. Upon termination, any unpaid fees will become immediately due, and MzansiMinds Consulting will no longer be responsible for monitoring or advising on your investments.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or the services provided by MzansiMinds Consulting will be resolved through mediation or arbitration in South Africa.